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Monday, May 4, 2015

How You can Save Money In US

When you first come here , for a first few months you will keep converting dollars to rupees. If you are coming from a middle class family you would not want to spend a lot of money and would want to save as much as you can . There are a few known and basic things you can do to save money.




1) Try eating at home. Make you own food, it will be much cheaper. Eating outside is expensive. Eating home made food is healthy as well so try and avoid eating outside. ( Initially when you will buy even french fries here for $3 you would convert it to rupees and will think Rs. 180 is a lot and the quantity you got was way to less.You will stop converting once you get use to it after a few months)

2) Get used books from Amazon . Don't buy new ones. Usually you will get most of the books from your University library but sometimes due to a lot of students taking a same course, the library might not have enough copies. You can get a pretty good deal on used books on Amazon or you can even rent a book.

3) Use Coupons. USA is full of discounts and coupons , if you know when and how to use and at the right places. Usually on campus you get a lot of coupons.

4) Have a room mate. Having a room mate really helps . Your expenses are shared and you can save substantially .

5) Try to get into a family cell phone plan. T mobile is a bit cheaper than AT &T.

6) Get a credit card like discover. This will help you in a few ways, First you will get cash back on everything . Secondly it usually has some deals. Like discover gives $50 to sign up  and opening a credit card account. Also this well get you started in establishing in your credit history . Don't get a lot of credit cards , this will lower your credit score significantly.

These are a few ways with which you can save money in USA.

You would also want to look at my previous post which talks about how you can get an on campus job


I hope the above information helps. If you have something to add to it , do leave a comment below. Don't forget to like our facebook page for latest updates. Also follow us on Twitter.

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